Giving a fresh perspective to support your financial journey.
Giving a fresh perspective to support your financial journey.
Giving a fresh perspective to support your financial journey.
Giving a fresh perspective to support your financial journey.
Giving a fresh perspective to support your financial journey.
Giving a fresh perspective to support your financial journey.
Financial Advice that is authentic and transparent.
Financial Advice that is authentic and transparent.
Financial Advice that is authentic and transparent.
Financial Advice that is authentic and transparent.
Financial Advice that is authentic and transparent.
OPEN-MINDED AND TRANSPARENT.
Independently-owned Financial Advice
We can help with the following:
Investment advice
Helping you put your money to work in a way that’s specific to your circumstances.
Helping you put your money to work in a way that’s specific to your circumstances.
Helping you put your money to work in a way that’s specific to your circumstances.
Helping you put your money to work in a way that’s specific to your circumstances.
Helping you put your money to work in a way that’s specific to your circumstances.
Helping you put your money to work in a way that’s specific to your circumstances.
Cashflow planning
Gaining clarity and control over income and spending, working towards the goals that matter.
Gaining clarity and control over income and spending, working towards the goals that matter.
Gaining clarity and control over income and spending, working towards the goals that matter.
Gaining clarity and control over income and spending, working towards the goals that matter.
Future planning
Working with you to ensure you and your family will have enough for the needs of the future.
Working with you to ensure you and your family will have enough for the needs of the future.
Working with you to ensure you and your family will have enough for the needs of the future.
Working with you to ensure you and your family will have enough for the needs of the future.
Working with you to ensure you and your family will have enough for the needs of the future.
UK pension transfers
Made a decision to transfer your UK pension across to NZ, or have funds already invested in a ROPS in NZ?
Made a decision to transfer your UK pension across to NZ, or have funds already invested in a ROPS in NZ?
Made a decision to transfer your UK pension across to NZ, or have funds already invested in a ROPS in NZ?
Made a decision to transfer your UK pension across to NZ, or have funds already invested in a ROPS in NZ?
Made a decision to transfer your UK pension across to NZ, or have funds already invested in a ROPS in NZ?
KiwiSaver advice
Rational and thorough personalised advice on a wide range of top-class KiwiSaver Scheme Providers.
Rational and thorough personalised advice on a wide range of top-class KiwiSaver Scheme Providers.
Rational and thorough personalised advice on a wide range of top-class KiwiSaver Scheme Providers.
Rational and thorough personalised advice on a wide range of top-class KiwiSaver Scheme Providers.
Rational and thorough personalised advice on a wide range of top-class KiwiSaver Scheme Providers.
Charitable giving
No tokenism here. We encourage everyone to give and can tie this into your broader financial picture.
No tokenism here. We encourage everyone to give and can tie this into your broader financial picture.
No tokenism here. We encourage everyone to give and can tie this into your broader financial picture.
No tokenism here. We encourage everyone to give and can tie this into your broader financial picture.
No tokenism here. We encourage everyone to give and can tie this into your broader financial picture.
Investment education
Free 30 minute to 1 hour workplace sessions to support wellbeing initiatives.
Free 30 minute to 1 hour workplace sessions to support wellbeing initiatives.
Free 30 minute to 1 hour workplace sessions to support wellbeing initiatives.
Free 30 minute to 1 hour workplace sessions to support wellbeing initiatives.
Free 30 minute to 1 hour workplace sessions to support wellbeing initiatives.
Second Opinion
Receiving advice somewhere, but after the thoughts of an Independently-owned Financial Advice Provider?
Receiving advice somewhere, but after the thoughts of an Independently-owned Financial Advice Provider?
Receiving advice somewhere, but after the thoughts of an Independently-owned Financial Advice Provider?
Receiving advice somewhere, but after the thoughts of an Independently-owned Financial Advice Provider?
Receiving advice somewhere, but after the thoughts of an Independently-owned Financial Advice Provider?
As a Financial Adviser myself, I have recommended many clients to Joel, who have all provided very positive feedback about how approachable he is and a real pleasure to do business with, at the same time providing real solutions to various client needs.
As a Financial Adviser myself, I have recommended many clients to Joel, who have all provided very positive feedback about how approachable he is and a real pleasure to do business with, at the same time providing real solutions to various client needs.
As a Financial Adviser myself, I have recommended many clients to Joel, who have all provided very positive feedback about how approachable he is and a real pleasure to do business with, at the same time providing real solutions to various client needs.
“
“
Glen Mattingley
Glen Mattingley
Glen Mattingley
Financial Adviser, New Zealand Home Loans
Financial Adviser, New Zealand Home Loans
Financial Adviser, New Zealand Home Loans
As a Financial Adviser myself, I have recommended many clients to Joel, who have all provided very positive feedback about how approachable he is and a real pleasure to do business with, at the same time providing real solutions to various client needs.
“
“
Glen Mattingley
Financial Adviser, New Zealand Home Loans
As a Financial Adviser myself, I have recommended many clients to Joel, who have all provided very positive feedback about how approachable he is and a real pleasure to do business with, at the same time providing real solutions to various client needs.
“
“
Glen Mattingley
Financial Adviser, New Zealand Home Loans
Bringing a fresh perspective.
What makes us radical?
Transparency
We provide full detail on what we would earn from your decision to work with us from all options we have available to you before you commit to becoming a client.
Choice
We provide advice on a wider range of KiwiSaver & Investment funds and Providers than most of the competition, and are always open to new possibilities
All Valued
Regardless of your gender, religion, health status, ethnicity, age or even the size of the bank balance, we commit to leaving you feeling valued.
Giving
We encourage our clients to give of their time & money, and we lead by example by donating revenue to causes that we believe in.
Bringing a fresh perspective.
What makes us radical?
Transparency
We provide full detail on what we would earn from your decision to work with us from all options we have available to you before you commit to becoming a client.
Choice
We provide advice on a wider range of KiwiSaver & Investment funds and Providers than most of the competition, and are always open to new possibilities
All Valued
Regardless of your gender, religion, health status, ethnicity, age or even the size of the bank balance, we commit to leaving you feeling valued.
Giving
We encourage our clients to give of their time & money, and we lead by example by donating revenue to causes that we believe in.
Bringing a fresh perspective.
What makes us radical?
Transparency
We provide full detail on what we would earn from your decision to work with us from all options we have available to you before you commit to becoming a client.
Choice
We provide advice on a wider range of KiwiSaver & Investment funds and Providers than most of the competition, and are always open to new possibilities
All Valued
Regardless of your gender, religion, health status, ethnicity, age or even the size of the bank balance, we commit to leaving you feeling valued.
Giving
We encourage our clients to give of their time & money, and we lead by example by donating revenue to causes that we believe in.
People-focused and supportive.
Our process
People-focused and supportive.
Our process
1.
Intro
2.
Data
3.
Analysis
4.
Present
5.
Review
Lets meet
Before deciding to work with us, most people want to understand who they’re working with and how we might specifically be able to help. Similarly, we want to get to know you and understand what you’re looking for.
1.
Intro
2.
Data
3.
Analysis
4.
Present
5.
Review
Lets meet
Before deciding to work with us, most people want to understand who they’re working with and how we might specifically be able to help. Similarly, we want to get to know you and understand what you’re looking for.
1.
Intro
2.
Data
3.
Analysis
4.
Present
5.
Review
Lets meet
Before deciding to work with us, most people want to understand who they’re working with and how we might specifically be able to help. Similarly, we want to get to know you and understand what you’re looking for.
1.
Intro
2.
Data
3.
Analysis
4.
Present
5.
Review
Lets meet
Before deciding to work with us, most people want to understand who they’re working with and how we might specifically be able to help. Similarly, we want to get to know you and understand what you’re looking for.
1.
Intro
2.
Data
3.
Analysis
4.
Present
5.
Review
Lets meet
Before deciding to work with us, most people want to understand who they’re working with and how we might specifically be able to help. Similarly, we want to get to know you and understand what you’re looking for.
1.
Intro
2.
Data
3.
Analysis
4.
Present
5.
Review
Lets meet
Before deciding to work with us, most people want to understand who they’re working with and how we might specifically be able to help. Similarly, we want to get to know you and understand what you’re looking for.
1.
Intro
2.
Data
3.
Analysis
4.
Present
5.
Review
Lets meet
Before deciding to work with us, most people want to understand who they’re working with and how we might specifically be able to help. Similarly, we want to get to know you and understand what you’re looking for.
1.
Intro
2.
Data
3.
Analysis
4.
Present
5.
Review
Lets meet
Before deciding to work with us, most people want to understand who they’re working with and how we might specifically be able to help. Similarly, we want to get to know you and understand what you’re looking for.
Helping you Maximise your finances.
Pricing & Plans
Helping you Maximise your finances.
Pricing & Plans
Helping you Maximise your finances.
Pricing & Plans
Wealth plan
$2,000 incl. GST
We partner with you in a holistic understanding of your current financial position and future goals, inclusive of all assets, debts, income, expenses & any estate planning.
Determine how much you may have & need for retirement
Forecast significant life events & goals
Improve asset diversification
Factor in investment property
Model financial decisions & scenarios
Receive ongoing advice & support
Includes the features of the Cashflow Plan & more
Cashflow Plan
$1,000 incl. GST
We work with you to help you gain control of your financial situation, clearing debt and building wealth for your future to provide choices and a pathway to achieving your financial goals.
Eliminate expensive debts
Work towards a first home purchase
Begin investing for the future
Start working towards financial goals
Gain control of your money & habits
Understand where the money is going
Includes the features of the Investment Plan, plus an ongoing fulll subscription to Planolitix & more
Investment Plan
Up to $500
Looking solely at the investment picture, we develop investment portfolios that factor in your specific needs and personal situation, regardless of whether the sum is large or small
Grow your capital for long-term use
Use assets to generate income
Develop a personalised portfolio
You already have control of your money
Recently received a lump sum
ROPS Investment
Includes the features of a KiwiSaver Plan & more
KiwiSaver Investment Plan
Free*
For those solely after holistic KiwiSaver advice, we take into account your current financial circumstances and goals for your KiwiSaver account, providing a visualisation of how much you may have at retirement.
Recommendation on which KiwiSaver Scheme meets your needs
Recommendation on allocation to specific fund(s)
Factor in personal ethics and other preferences
Ongoing support, guidance & advice
*We charge nothing for the development of your plan; if you implement the plan, we may charge fees for our ongoing advice. We disclose full information on all potential costs before any commitment is required from you.
KiwiSaver Support Plan
Free*
For those who are happy with their existing KiwiSaver Scheme, or have independently decided on a Scheme they wish to join, but would appreciate ongoing advice, support and annual reviews with a Financial Adviser.
Recommendation on allocation to specific fund(s)
Factor in personal ethics and other preferences
Ongoing support, guidance & advice
*We charge nothing for the development of your plan; if you implement the plan, we may charge fees for our ongoing advice. We disclose full information on all potential costs before any commitment is required from you.
Wealth plan
$2,000 incl. GST
We partner with you in a holistic understanding of your current financial position and future goals, inclusive of all assets, debts, income, expenses & any estate planning.
Determine how much you may have & need for retirement
Forecast significant life events & goals
Improve asset diversification
Factor in investment property
Model financial decisions & scenarios
Receive ongoing advice & support
Includes the features of the Cashflow Plan & more
Cashflow Plan
$1,000 incl. GST
We work with you to help you gain control of your financial situation, clearing debt and building wealth for your future to provide choices and a pathway to achieving your financial goals.
Eliminate expensive debts
Work towards a first home purchase
Begin investing for the future
Start working towards financial goals
Gain control of your money & habits
Understand where the money is going
Includes the features of the Investment Plan, plus an ongoing fulll subscription to Planolitix & more
Investment Plan
Up to $500
Looking solely at the investment picture, we develop investment portfolios that factor in your specific needs and personal situation, regardless of whether the sum is large or small
Grow your capital for long-term use
Use assets to generate income
Develop a personalised portfolio
You already have control of your money
Recently received a lump sum
ROPS Investment
Includes the features of a KiwiSaver Plan & more
KiwiSaver Investment Plan
Free*
For those solely after holistic KiwiSaver advice, we take into account your current financial circumstances and goals for your KiwiSaver account, providing a visualisation of how much you may have at retirement.
Recommendation on which KiwiSaver Scheme meets your needs
Recommendation on allocation to specific fund(s)
Factor in personal ethics and other preferences
Ongoing support, guidance & advice
*We charge nothing for the development of your plan; if you implement the plan, we may charge fees for our ongoing advice. We disclose full information on all potential costs before any commitment is required from you.
KiwiSaver Support Plan
Free*
For those who are happy with their existing KiwiSaver Scheme, or have independently decided on a Scheme they wish to join, but would appreciate ongoing advice, support and annual reviews with a Financial Adviser.
Recommendation on allocation to specific fund(s)
Factor in personal ethics and other preferences
Ongoing support, guidance & advice
*We charge nothing for the development of your plan; if you implement the plan, we may charge fees for our ongoing advice. We disclose full information on all potential costs before any commitment is required from you.
Wealth plan
$2,000 incl. GST
We partner with you in a holistic understanding of your current financial position and future goals, inclusive of all assets, debts, income, expenses & any estate planning.
Determine how much you may have & need for retirement
Forecast significant life events & goals
Improve asset diversification
Factor in investment property
Model financial decisions & scenarios
Receive ongoing advice & support
Includes the features of the Cashflow Plan & more
Cashflow Plan
$1,000 incl. GST
We work with you to help you gain control of your financial situation, clearing debt and building wealth for your future to provide choices and a pathway to achieving your financial goals.
Eliminate expensive debts
Work towards a first home purchase
Begin investing for the future
Start working towards financial goals
Gain control of your money & habits
Understand where the money is going
Includes the features of the Investment Plan, plus an ongoing fulll subscription to Planolitix & more
Investment Plan
Up to $500
Looking solely at the investment picture, we develop investment portfolios that factor in your specific needs and personal situation, regardless of whether the sum is large or small
Grow your capital for long-term use
Use assets to generate income
Develop a personalised portfolio
You already have control of your money
Recently received a lump sum
ROPS Investment
Includes the features of a KiwiSaver Plan & more
KiwiSaver Investment Plan
Free*
For those solely after holistic KiwiSaver advice, we take into account your current financial circumstances and goals for your KiwiSaver account, providing a visualisation of how much you may have at retirement.
Recommendation on which KiwiSaver Scheme meets your needs
Recommendation on allocation to specific fund(s)
Factor in personal ethics and other preferences
Ongoing support, guidance & advice
*We charge nothing for the development of your plan; if you implement the plan, we may charge fees for our ongoing advice. We disclose full information on all potential costs before any commitment is required from you.
KiwiSaver Support Plan
Free*
For those who are happy with their existing KiwiSaver Scheme, or have independently decided on a Scheme they wish to join, but would appreciate ongoing advice, support and annual reviews with a Financial Adviser.
Recommendation on allocation to specific fund(s)
Factor in personal ethics and other preferences
Ongoing support, guidance & advice
*We charge nothing for the development of your plan; if you implement the plan, we may charge fees for our ongoing advice. We disclose full information on all potential costs before any commitment is required from you.
Wealth plan
$2,000 incl. GST
We partner with you in a holistic understanding of your current financial position and future goals, inclusive of all assets, debts, income, expenses & any estate planning.
Determine how much you may have & need for retirement
Forecast significant life events & goals
Improve asset diversification
Factor in investment property
Model financial decisions & scenarios
Receive ongoing advice & support
Includes the features of the Cashflow Plan & more
Cashflow Plan
$1,000 incl. GST
We work with you to help you gain control of your financial situation, clearing debt and building wealth for your future to provide choices and a pathway to achieving your financial goals.
Eliminate expensive debts
Work towards a first home purchase
Begin investing for the future
Start working towards financial goals
Gain control of your money & habits
Understand where the money is going
Includes the features of the Investment Plan, plus an ongoing fulll subscription to Planolitix & more
Investment Plan
Up to $500
Looking solely at the investment picture, we develop investment portfolios that factor in your specific needs and personal situation, regardless of whether the sum is large or small
Grow your capital for long-term use
Use assets to generate income
Develop a personalised portfolio
You already have control of your money
Recently received a lump sum
ROPS Investment
Includes the features of a KiwiSaver Plan & more
KiwiSaver Investment Plan
Free*
For those solely after holistic KiwiSaver advice, we take into account your current financial circumstances and goals for your KiwiSaver account, providing a visualisation of how much you may have at retirement.
Recommendation on which KiwiSaver Scheme meets your needs
Recommendation on allocation to specific fund(s)
Factor in personal ethics and other preferences
Ongoing support, guidance & advice
*We charge nothing for the development of your plan; if you implement the plan, we may charge fees for our ongoing advice. We disclose full information on all potential costs before any commitment is required from you.
KiwiSaver Support Plan
Free*
For those who are happy with their existing KiwiSaver Scheme, or have independently decided on a Scheme they wish to join, but would appreciate ongoing advice, support and annual reviews with a Financial Adviser.
Recommendation on allocation to specific fund(s)
Factor in personal ethics and other preferences
Ongoing support, guidance & advice
*We charge nothing for the development of your plan; if you implement the plan, we may charge fees for our ongoing advice. We disclose full information on all potential costs before any commitment is required from you.
Wealth plan
$1,200 + $25/fn
$2,000 incl. GST
$2,000 incl. GST
We partner with you in a holistic understanding of your current financial position and future goals, inclusive of all assets, debts, income, expenses & any estate planning.
Determine how much you may have & need for retirement
Forecast significant life events & goals
Improve asset diversification
Factor in investment property
Model financial decisions & scenarios
Receive ongoing advice & support
Includes the features of the Cashflow Plan & more
Cashflow Plan
$600 + $25/fn
$1,000 incl. GST
$1,000 incl. GST
We work with you to help you gain control of your financial situation, clearing debt and building wealth for your future to provide choices and a pathway to achieving your financial goals.
Eliminate expensive debts
Work towards a first home purchase
Begin investing for the future
Start working towards financial goals
Gain control of your money & habits
Understand where the money is going
Includes the features of the Investment Plan, plus an ongoing fulll subscription to Planolitix & more
Investment Plan
Up to $500
Looking solely at the investment picture, we develop investment portfolios that factor in your specific needs and personal situation, regardless of whether the sum is large or small
Grow your capital for long-term use
Use assets to generate income
Develop a personalised portfolio
You already have control of your money
Recently received a lump sum
UK Pension Scheme Transfers
Includes the features of a KiwiSaver Plan & more
KiwiSaver Investment Plan
Free*
For those solely after holistic KiwiSaver advice, we take into account your current financial circumstances and goals for your KiwiSaver, providing a visualisation of how much you may have at retirement.
Recommendation on which KiwiSaver Scheme meets your needs
Recommendation on allocation to specific fund(s)
Factor in personal ethics and other preferences
Ongoing support, guidance & advice
*We charge nothing for the development of your plan; if you implement the plan, we may charge fees for our ongoing advice. We disclose full information on all potential costs before any commitment is required from you.
KiwiSaver Support Plan
Free*
For those who are happy with their existing KiwiSaver Scheme, or have independently decided on a Scheme they wish to join, but would appreciate ongoing advice, support and annual reviews with a Financial Adviser.
Recommendation on allocation to specific fund(s)
Factor in personal ethics and other preferences
Ongoing support, guidance & advice
*We charge nothing for the development of your plan; if you implement the plan, we may charge fees for our ongoing advice. We disclose full information on all potential costs before any commitment is required from you.
Ready to start taking control of your finances? Let’s chat.
Ready to start taking control of your finances? Let’s chat.
Ready to start taking control of your finances? Let’s chat.
Time to get Radical.
Book a free consultation
Before deciding to work with us, most people want to understand who they’re working with and how we might specifically be able to help. Similarly, we want to get to know you and understand what you’re looking for.
Before deciding to work with us, most people want to understand who they’re working with and how we might specifically be able to help. Similarly, we want to get to know you and understand what you’re looking for.
Before deciding to work with us, most people want to understand who they’re working with and how we might specifically be able to help. Similarly, we want to get to know you and understand what you’re looking for.
30 minutes to 1 hour, depending on you
30 minutes to 1 hour, depending on you
30 minutes to 1 hour, depending on you
No cost to sound us out
No cost to sound us out
No cost to sound us out
No commitment required from an initial chat
No commitment required from an initial chat
No commitment required from an initial chat
Receive clarity on how we can specifically help you
Receive clarity on how we can specifically help you
Receive clarity on how we can specifically help you
